Gross premiums reached $30.62m in February 2026 from $29.78m a year earlier.
Cambodia’s insurance market in February 2026 recorded a 3% rise in gross premiums, supported by growth in general insurance, whilst life insurance premiums declined.
Total gross premiums reached $30.62m in February 2026, up from $29.78m in February 2025.
General insurance premiums rose 12% to $12.76m, from $11.35m a year earlier. Life insurance premiums fell 3% to $17.86m, from $18.43m.
The number of policies increased sharply. Total policies rose 47% to 269,355 in February 2026, compared with 182,887 in the same month last year.
Life insurance policies more than doubled to 240,682, up 107% from 116,174. General insurance policies fell 57% to 28,673, from 66,713.
Total sum insured fell 5% to $7.19b, from $7.54b. General insurance sum insured declined 8% to $5.13b, whilst life insurance sum insured rose 4% to $2.06b.
Gross claims incurred dropped 25% to $4.86m in February 2026, from $6.48m a year earlier. General insurance claims fell 36% to $3.10m, whilst life insurance claims rose 6% to $1.73m.
In general insurance, property and health were the two largest product lines by market share in February 2026.
Property accounted for 31.21% of the market, followed by health at 30.95% and vehicle insurance at 20.90%.
In life insurance, endowment products remained the largest segment, accounting for 71.05% of the market in February 2026.
Term life made up 16.52%, health rider 6.46%, other rider 3.66% and whole life 0.31%. Annuity recorded no market share.